Welcome to this charming 4 bedroom, 2 bathroom home nestled on 1. 9 acres of land in the picturesque City of Vergennes. This property offers the perfect combination of privacy and convenience, with easy access to local amenities and outdoor recreational opportunities. As you approach the home, you will be greeted by a lovely manicured yard. Step inside to discover a spacious and bright living area, complete with hardwood floors and large windows that flood the space with natural light. This home flows seamlessly into the dining area and updated kitchen, which features stainless steel appliances, quartz countertops, and ample cabinet space. The main level also includes a den and a 3/4 bathroom, providing plenty of space for guests. Upstairs, you will find four bedrooms and a full bathroom, offering flexibility and comfort for all. Outside, the expansive yard offers endless possibilities for outdoor entertaining, gardening, or simply enjoying the peaceful surroundings. Located just a short stroll from downtown Vergennes, this property is ideally situated for those seeking a quiet retreat with easy access to shopping, dining, and entertainment options. Outdoor enthusiasts will appreciate the proximity to hiking trails, fishing spots, and other recreational activities in the surrounding area. Don't miss this opportunity to own a piece of Vermont paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$634,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $507,920 | $507,920 | $507,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $745 | $745 | $745 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,422 | $3,376 | $4,283 |
Total Monthly Payment | $4,259 | $4,213 | $5,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.