3 Thornwood Lane, Vergennes, VT, 05491 | $634,900

Welcome to this charming 4 bedroom, 2 bathroom home nestled on 1. 9 acres of land in the picturesque City of Vergennes. This property offers the perfect combination of privacy and convenience, with easy access to local amenities and outdoor recreational opportunities. As you approach the home, you will be greeted by a lovely manicured yard. Step inside to discover a spacious and bright living area, complete with hardwood floors and large windows that flood the space with natural light. This home flows seamlessly into the dining area and updated kitchen, which features stainless steel appliances, quartz countertops, and ample cabinet space. The main level also includes a den and a 3/4 bathroom, providing plenty of space for guests. Upstairs, you will find four bedrooms and a full bathroom, offering flexibility and comfort for all. Outside, the expansive yard offers endless possibilities for outdoor entertaining, gardening, or simply enjoying the peaceful surroundings. Located just a short stroll from downtown Vergennes, this property is ideally situated for those seeking a quiet retreat with easy access to shopping, dining, and entertainment options. Outdoor enthusiasts will appreciate the proximity to hiking trails, fishing spots, and other recreational activities in the surrounding area. Don't miss this opportunity to own a piece of Vermont paradise.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 1 full / 1 three-quarter
  • Style: Colonial
  • Year Built: 1960
  • Garage: 2-car Garage
  • Heating: Oil,Baseboard
  • Cooling: Mini Split
  • Basement: Concrete
  • Approx Sq. Feet: 2,144
  • Acreage: 1.9
  • Est. Taxes: $8,942
  • Lot Desc: Country Setting,Level,Sidewalks,Near School(s)
  • Elem. School: Vergennes UES #44
  • Middle School: Vergennes UHSD #5
  • High School: Vergennes UHSD #5
  • MLS#: 5011065
  • Website: https://www.raveis.com
    /prop/5011065/3thornwoodlane_vergennes_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024
Listing courtesy of IPJ Real Estate   Phone: 802-388-4242
Listing Agent: Courtney Houston DeBisschop

William Raveis Family of Services

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Customer Service

888.699.8876

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3 Thornwood Lane, Vergennes, VT, 05491

$634,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $507,920 $507,920 $507,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $745 $745 $745
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,422 $3,376 $4,283
Total Monthly Payment $4,259 $4,213 $5,120

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.