428 De Soto LANE, Davenport, FL, 33837 | $374,900

Welcome home to Del Webb Orlando! Truly exceptional 55+ resort-style living located in the gated golf community of Ridgewood Lakes. Convenient to shopping, hospital, restaurants, theme parks, airport and just a little over an hour to some of the world's most beautiful beaches.
This expansive home on a Premium Lot (no immediate rear neighbors) offers the finest in one level living! 3 bedrooms, 2 bathrooms, and an OFFICE that can easily be converted into a 4th bedroom. The sought-after Del Webb Vernon Hill model is designed for style and comfort, making it an excellent choice for multi-generational families with it’s split bedroom layout that ensures maximum privacy. Recent upgrades include LUXURY PLANK VINYL FLOORING—no carpet in sight! Enjoy the elegance of 5" baseboards and stunning over-island Lantern Pendant Lighting. The open, flowing floor plan features PLANTATION SHUTTERS THROUGHOUT! You'll appreciate the spacious gathering room, dining area, and light-filled breakfast nook. The gourmet kitchen features granite countertops, 42” staggered cabinets, and a large granite island—ideal for entertaining. The generous Primary Ensuite boasts a tiled shower, separate garden soaking tub, split double sinks with granite countertops, private commode, and a spacious walk-in closet.
LAWN AND SHRUB MAINTANENCE IS INCLUDED in the LOW HOA FEE allowing you to fully enjoy the beautiful grounds without having to mow, edge and trim! Bringing a furry friend? You will love the dog park with separated areas for large and smaller pups, complete with a doggie water station! The resident owned Montecito Clubhouse is a state-of-the-art facility with 30, 000 square feet of amenities. Complete with fitness center, indoor walking track, dance/aerobic studio, ballroom, craft rooms, resort-style outdoor pool, and even an indoor pool and hot tubs! Grab a bite to eat and your favorite beverage at La Tapenade Tavern where you can also enjoy live music, karaoke, trivia, and bingo Wednesday - Saturday. Looking for more activities? Try your hand at pickleball, shuffleboard, tennis, bocce ball, or basketball. How about a relaxing day playing golf at Ridgewood Lake's White Heron Golf Club? Take a stroll along the picturesque walking paths by the beautiful lakes or try your luck hooking a fish on the fishing dock. 24/7 GUARDED GATE ACCESS. BONUS - This community has NO CDD! You're just minutes away from everything you need. Shopping centers, medical facilities, hospitals, DISNEYWORLD, UNIVERSAL STUDIOS, and Legoland. 1. 5 hours to the Atlantic Coast, and gulf coast and driving distance to cruise ports. PRICED TO SELL. Call today to schedule your private showing!

Features

  • Amenities: Golf Course, Pickleball Court(s), Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida, Ranch, Mediterranean, Traditional
  • Year Built: 2013
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,928
  • Acreage: 0.11
  • Est. Taxes: $2,456
  • HOA Fee: $317 Monthly
  • Lot Desc: Landscaped, Level
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator
  • MLS#: S5110228
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/S5110228/428desotolane_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:47:07 PM)
Listing courtesy of GATHERING ROOM REAL ESTATE   Phone: 503-504-3969

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

428 De Soto LANE, Davenport, FL, 33837

$374,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,920 $299,920 $299,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $205 $205 $205
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,995 $1,993 $2,572
Total Monthly Payment $2,275 $2,273 $2,852

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.