Set in the inviting neighborhood of Ridgewood Estates, this quaint Central Sarasota home presents a comfortable haven, enhanced with many contemporary upgrades. Representing a prime choice for prospective buyers, boasting 2 bedrooms and 2 bathrooms, perfect for those valuing well-designed living spaces.
Within its 964 sqft of interior space, you'll find the beauty of terrazzo and luxury vinyl flooring throughout the house, a symbol of both style and durability. The galley kitchen, complete with a window overlooking the lush backyard, invites natural light whilst you cook. It’s beautifully appointed with granite countertops, solid wood cabinets and stainless steel appliances which were updated in 2023.
One bathroom in the home features a tiled walk-in shower which was just renovated and both bathrooms offer sleek vanities, mirroring the property's modern style throughout. The installation of a new A/C system (2023/2024), recent painting throughout and fresh landscaping ensure a comfortable and rejuvenating atmosphere for the new owners.
Perhaps one of the most delightful features is the oversized private fenced yard, complete with double gates perfect for accommodating large vehicles, a boat or RV.
Located centrally in Sarasota, this property benefits from no HOA or CDD fees, adding to the allure of this attractive property. Fantastic interior charm and a prime location await for the new owners. Schedule a showing today to see for yourself!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,600 | $295,600 | $295,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,965 | $2,535 |
Total Monthly Payment | $2,312 | $2,310 | $2,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.