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13101 SE 97th Terrace ROAD, Summerfield, FL, 34491 | $439,900
Discover Your Serene Florida Oasis
Welcome to a truly one-of-a-kind property nestled in the peaceful community of Del Webb Spruce Creek Golf and Country Club. This unique residence offers unparalleled privacy, backing directly onto a tortoise preserve where you might even catch a glimpse of the resident tortoise, Wilber, and other local wildlife. It’s a sanctuary where you'll feel like you’re in another world.
This Captiva model boasts 2 bedrooms, 2 baths, and a den within the main house, plus a detached casita with a private entrance. The casita offers endless possibilities – a perfect guest suite, art studio, fitness room, or home office, allowing you to create a courtyard-style atmosphere at the entrance. After a productive day, lock the casita’s door and walk just a few steps to the main house, where comfort and style await.
Inside, you’ll find a spacious eat-in kitchen with newer appliances and a breakfast bar that opens to the combined living and dining area. The den offers tranquil views of the preserve, providing a peaceful space for work or relaxation. The primary suite also overlooks the preserve through bay windows, offering a serene view to start your day. The home features an enclosed lanai with upgraded double doors and surround sound, ideal for enjoying the quiet beauty of nature.
Additional highlights include a climate-controlled storage room in the oversized 2-car garage, complete with a golf cart garage, keyless entry, and more. Recent upgrades include shingles and gutters with leaf guards (2023), a gas water heater (2023), and a private irrigation well (2009), making this home as practical as it is beautiful.
Set in a quiet, centrally located area of Del Webb, you’ll enjoy access to a wealth of amenities, including a wellness center with an indoor pool, a community center with an outdoor pool, pickle ball and bocce courts, and a 4 - 9 hole golf course with a restaurant.
This is not just a home – it’s a rare opportunity to experience the perfect blend of comfort, privacy, and Florida living. Don’t miss out!
Features
- Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
- Rooms: 10
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 75 x 103
- Laundry: Inside, Laundry Room
- Style: Florida
- Year Built: 2001
- Garage: 2-car Driveway, Garage Door Opener, Golf Cart Garage, Oversized
- Heating: Natural Gas
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 2,126
- Acreage: 0.18
- Lot Size: 75 x 103
- Est. Taxes: $2,758
- HOA Fee: $184 Monthly
- Lot Desc: Landscaped, Level
- View: Trees/Woods
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: G5083971
- Days on Market: 165 days
- Website: https://www.raveis.com
/prop/G5083971/13101se97thterraceroad_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13101 SE 97th Terrace ROAD, Summerfield, FL, 34491
$439,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $230 | $230 | $230 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,431 | $2,371 | $2,994 |
| Total Monthly Payment | $2,736 | $2,676 | $3,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388