Presented byColleen Pensa |
Spacious Rambling Ranch home. Sets on quiet cul-sac. A meticulously well cared for home. All the amenities are here! Large chefs kitchen, all the appliance stay, Laundry off kitchen, washer and dryer stay. All appliances stay. Large maintenance free deck off kitchen, over looks a private back yard, that backs up to a beautiful and for ever wild area. Manicured level yard. Master suite with custom bath. Plenty of closets and storage. Large formal dining room with open floor plan to Livingroom. Large front porch all maintenance free, bring the swing! Light bright and spacious floor plan! Picture perfect setting. Large 2 car garage attached electric door openers. . Super large basement, all mechanics excellent condition. A full Generac system, approximately 6 years old hot water heater and a new back up water tank in box and a whole house humidifier system on boiler. In both the garage and basement owner is leaving shelving and some extra items of use. Central air. Outside lighting and security system. Centrally located to all major highways, great for commuters, close to towns , shopping , schools, hospitals and colleges. All the Hudson Valley sites and all the eateries you can want! Don't miss this out on this new listing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
Sales Associate
William Raveis Real Estate
Phone: 201.669.8091
Colleen.Pensa@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $869 | $869 | $869 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,499 | $3,224 |
Total Monthly Payment | $3,446 | $3,443 | $4,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.