1215 Teal Creek DRIVE, Saint Cloud, FL, 34771 | $582,405

Under Construction. MLS# O6235558 REPRESENTATIVE PHOTOS ADDED. December Completion! The Baldwin at Center Lake Ranch. This two-story home features 4 bedrooms, 4. 5 bathrooms, and a 2-car detached garage, offering inviting living spaces perfect for entertaining and relaxation. Enter through the foyer into the spacious great room, passing by the formal dining room. The designer kitchen overlooks this area, complemented by a lanai at the back, ideal for outdoor revitalization under the Florida sun. Upstairs, the exceptional owner's suite boasts an impressive bath with a dual-sink vanity and spacious shower. The second floor also includes secondary bedrooms, bathrooms, and a laundry room, all sharing the space with your private haven, overlooking the first floor through an elegant overlook. Game room with bath located above the garage! Structural options include: game room with full bath above garage, bedroom 4 with full bath in place of flex, and shower at bath 3.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Craftsman
  • Year Built: 2024
  • Garage: 2-car Garage Door Opener
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,840
  • Acreage: 0.09
  • Est. Taxes: $0
  • HOA Fee: $173 Monthly
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Microwave, Range, Tankless Water Heater
  • MLS#: O6235558
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/O6235558/1215tealcreekdrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 1:17:07 PM)
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC   Phone: 407-756-5025

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1215 Teal Creek DRIVE, Saint Cloud, FL, 34771

$582,405

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $465,924 $465,924 $465,924
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,139 $3,097 $3,929
Total Monthly Payment $3,231 $3,189 $4,021

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.