Discover one of the most private options within the gated community of St. James Park! A large retention area runs along the western and back side of the property, and the three lots to the east of the property are currently undeveloped– meaning there is abundant privacy and guaranteed green views. Accented by mature landscaping and set on a hill, the home offers plenty of curb appeal. Built in 2019, the home offers a total of 4-bedrooms and 2-full baths plus an office and formal dining room. The interiors are incredibly spacious and an open split-bedroom floor plan with high ceilings throughout. The living area features soaring cathedral ceilings and large windows for plenty of natural light, as well as direct access to the back patio. For those who enjoy spending time cooking, the kitchen is an ideal space with newer quartz countertops, custom tile backsplash, stainless steel appliances, a large breakfast bar, a built-in coffee bar in the adjacent breakfast nook, and additional pantry storage. The primary suite is an exquisite space that features an extra-large layout, tray ceilings with crown molding, direct patio access, and a recently updated en-suite bath that includes dual vanities with quartz countertops, a custom walk-in shower, and an open-air walk-in closet that runs the full length of the room. To the back of the home is a spacious screen-enclosed lanai that offers the perfect place to relax and unwind with several ceiling fans and plenty of space for seating, plants, and everything in between. An open patio is just beyond the lanai for added options to enjoy the sunshine, and both spaces overlook a quiet green space. There is so much to discover with this home including a slew of updates that make this property a true must-see!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,518 | $2,463 | $3,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.