Located in the Exclusive 55+ Gated Golf Course community of STONECREST, with all the amenities, adjacent to THE VILLAGES, FLORIDA! 3 Bedroom, 2 Bath Concrete/Block/Stucco Captiva model is nestled on a quite cul-de-sac, just a stone's throw to the country club and community center! ~ NEW ROOF COMING 2024~ HVAC replaced 2019! Concrete/block/stucco home boasts a range of desirable Features including upscale VINYL PLANK FLOORING throughout, with the exception of the kitchen, baths, and laundry room. Bathrooms are upgraded with DESIGNER SINKS. The original copper plumbing has been replaced with NEW PVC Plumbing in 2023. The great room, with Vaulted Ceilings and a Plant Shelf, provides a spacious and inviting area to relax. There’s also an 18 x 8 Den off the Breakfast Nook, and Great Room. The primary en-suite includes two walk-in Closets, Dual Vanities, a large walk-in Shower, and Soaking Tub. The Kitchen, perfect for entertaining, is equipped with STAINLESS STEEL appliances, QUARTZ countertops, and a Breakfast nook. The Formal Dining room flows seamlessly from the Kitchen to the Great room, making it ideal for hosting guests. Additional highlights include an ENCLOSED Climate-Controlled FLORIDA ROOM and a 20x20 SCREENED/BIRDCAGE for outdoor living. The Garage offers Epoxy flooring, built-in Storage Cabinets, Utility sink, pull-down Attic stairs, and Sliding Screen doors. STONECREST offers an array of amenities, including four pools (one heated and one heated indoor saltwater pool), spa, fitness center, clubhouse, lighted pickleball courts, softball fields, 18 holes of championship golf, and over 90 clubs to choose from. To make this your forever home, schedule your showing today! All furnishings may be purchased separately.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,928 | $1,881 | $2,375 |
Total Monthly Payment | $2,369 | $2,322 | $2,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.