Welcome to 1 Oval court Stony Brook. Large price reduction . This home is situated between Smith Haven mall and Stony Brook university. Home is situated on half acre of property with a two car oversized garage . The garage has an oversized driveway . Front of home is brick faced and vinyl with in-ground sprinkler system. Back of home is vinyl fenced in with fig , mulberry, and persimmon trees has a large walk-in shed with windows. Cement patio with gazebo and out door lighting. Inside the home is a full finished basement with egress window and built in cabinets. Floors are laminated. Has top of the line boiler, basement area is heated and cooled . There are four zones of heat and air in the home. Carbon and smoke detectors are wired in. Waste disposal is sewers. Seperate heating zone. Inside this renovated home are four bedrooms with a separate heating zone, wood floors, newer windows. Two bathrooms, one with a shower, one with a Jacuzzi tub and double vanity, both bathrooms have new toilets. Living room and dining room features all wood floors, even in the coat closet and a separate heating zone. Recessed energy efficient lighting. From the living room and dining area, you access the gourmet chef's kitchen remodeled in 2021> there are glass sliding doors to the patio a separate door to the laundry room and garage. Granite countertops, large gourmet island with stools, wine refrigerator, a place to plug-in your phones and lots of pull drawers. Stainless steel appliances, built-in microwave propane for cooking . Stove is vented outside. large stainless kitchen sink with hands free faucet and tiled floor. kitchen has also a separate thermostat and fireplace. This is truly a move-in ready Home. Home is light and bright. In the backyard, there are outdoor lights for entertaining.
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,282 | $1,282 | $1,282 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,138 |
Total Monthly Payment | $5,360 | $5,356 | $6,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.