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117 Chestnut Street, Liberty, NY, 12754 | $295,000
Excellent Two-Family investment in the Village of Liberty! 117 Chestnut Street provides a great opportunity to add a cash flowing asset to your portfolio. This would also be a great house hack; you can live in one apartment and have a tenant help cover your mortgage. The building has two apartments, both are vacant and have been refreshed with new flooring and paint and are ready for occupancy. The units are individually metered with electric heat and hot water. Add to that the benefit of municipal water, sewer, and trash pickup. The location is prime, right up the road from Main Street, in an improving local market. Apt 1 is on the first floor. It features two bedrooms and one bathroom, plus an additional room that can be used as a guest room, home office, or extra living space. Apt 2 has a large foyer (great storage area) on the main level and then a staircase to the second floor. It features three bedrooms and one bathroom. The large, unfinished basement offers a lot of potential storage space. The front of the house has a nice deck which is shaded by a canopy of trees. Out back, there is a nice yard and plenty of room for parking. The house is located close to all the shops & restaurants that Liberty has to offer; hot spots such as New Munson Diner, Liberty Diner, Paesanos Pizzeria, Sweet Basil Thai, Floyd & Bobo's Bakery, Don Gabriel's, and the Liberty Agway. Also close to Shoprite, Trading Post, Walgreen's, & Tractor Supply Co. For some local fun and adventure, Walnut Mountain Park, Sullivan County Golf Club, and Liberty Heights Indoor Trampoline Park are all nearby.
Features
- Bedrooms: 5
- Baths: 2 full
- Units: 2
- Style: Two Story
- Year Built: 1900
- Heating: Electric, Baseboard
- Cooling: None
- Basement: Partial, Unfinished, Walk-Out Access
- Approx Sq. Feet: 2,181
- Acreage: 0.18
- Est. Taxes: $4,997
- Lot Desc: Level
- Elem. School: Liberty Elementary School
- Middle School: Liberty Avenue Middle School
- High School: Liberty High Sch Acad-Newcomers
- School District: Liberty
- MLS#: H6324461
- Days on Market: 81 days
- Website: https://www.raveis.com
/prop/H6324461/117chestnutstreet_liberty_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
117 Chestnut Street, Liberty, NY, 12754
$295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
| Monthly Tax Payment | $416 | $416 | $416 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,610 | $1,569 | $2,007 |
| Total Monthly Payment | $2,101 | $2,060 | $2,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535