Welcome to this stunning 4-bedroom, 2-bathroom home in the beautiful gated community of Talon Bay in North Port, FL. This 2, 210 square foot home, meticulously cared for by its original owners, offering serene lake views. The highlight of this property is the incredible outdoor living area, featuring a newly screened front porch and a spacious 35x50 brick-paved lanai with a custom-designed lagoon-style pool. This pool includes an 8-person spa, a relaxing waterfall, and natural boulder accents, making it the perfect place to enjoy Florida’s sunny days and breathtaking sunsets.
Inside, the home is designed for comfort and elegance, beautiful combination of carpet and tile, custom wood cabinetry, and detailed ceiling designs, including tray ceilings and ceiling fans. The kitchen has beautiful Corian countertops and upgraded appliances, making it a joy for cooking and entertaining. Additional features include automatic hurricane shutters for peace of mind, a complete gutter system. The two-car garage provides convenient storage and parking, and the home is sold turn-key, ready for immediate enjoyment.
Talon Bay is a community that offers a range of amenities, such as a clubhouse, a fitness center, tennis and pickleball courts, a community pool, and a kayak/canoe launch into Myakkahatchee Creek. The low monthly HOA fee includes cable TV, and there are no CDD fees, making this home both luxurious and affordable. The location is ideal, being just a short drive from local attractions like Warm Mineral Springs, several beaches, shopping centers, and the new Spring Training baseball stadium.
Yes, there are fish in the lakes at Talon Bay in North Port, Florida. Talon Bay has six lakes and ponds, and fishing is permitted in all of them, as well as in the river. The community's HOA maintains the vegetation in the lake, which flowers in the spring and summer and provides opportunities for birdwatching
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,974 | $2,898 | $3,709 |
Total Monthly Payment | $3,636 | $3,560 | $4,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.