Welcome to waterfront living in this elevated manufactured home complete with deck and boat lift. This charming 3 bedroom 2 bathroom home is located on a saltwater canal in the Vista Del Mar subdivision with DIRECT ACCESS to the gulf. No HOA and golf cart friendly community. This home also has a newer AC and ROOF (2022). Enjoy the saltwater lifestyle fishing and kayaking right from your backyard. Through the garage it brings you under the home where you have plenty of storage space for your vehicles or water toys. Once you enter through the front door up the stairs, you come into an open and bright kitchen that flows right into the living room. The living room is spacious and cozy equipped with a wood burning fireplace for those cool winter evenings. The primary bedroom has a walk in closet and an en suite bathroom with a double sink vanity and large garden tub. The primary bedroom also leads out to the back deck that has a large screened area. Conveniently located just off the primary is the laundry area. There are many restaurants and bars within golf cart distance, even multiple marinas, and a local boat ramp. The Suncoast Pkwy and I-75 are within 30 minute drive for easy access to Tampa airport. Many local beaches nearby and Florida’s best Clearwater Beach and Weeki Wachee Springs within 1 hour drive.
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,200 | $259,200 | $259,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,723 | $2,186 |
Total Monthly Payment | $2,096 | $2,073 | $2,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.