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15 North Street, Monticello (Thompson), NY, 12701 | $450,000
Welcome to 15 North Street, a large and spacious house in a prime location in the Village of Monticello. Situated on almost a quarter acre lot, there is a nice yard, a parking lot that can accommodate multiple vehicles, and a fenced backyard with a shed. The house is 2, 198sf with four bedrooms and two bathrooms. Although a buyer may want to update to their liking, the house has been well maintained and can be moved right into. The main level features a large living room, a dining area that can fit a huge table, and a bonus room that can be used as a guest room, home office or den. The oversized eat-in kitchen features three sinks, two stoves, ample cabinet space, and a pantry. There is a half bathroom on this level. Off the kitchen is a big deck, the perfect spot for grilling and entertaining. The upper-level features four spacious bedrooms plus a bonus guest room. There is one full bathroom, a walk-in closet, and a laundry area. There is a staircase up to an unfinished attic. The unfinished basement adds another 750+/- square feet of space for storage or it can be finished to add even more living space. Take advantage of all the benefits that the Village has to offer. The village provides municipal water/sewer & garbage pickup. Enjoy the convenience of being just a few blocks from all of the shops and restaurants that line East Broadway, Broadway and Forestburgh Road. Mountain Mall (with Aldi), Walgreens, and Family Dollar are all nearby, as is De Hoyos Memorial Park. Short drive to Walmart, Shoprite, Resorts World Casino, Kartrite Indoor Water Park, YO1 Spa and many more local attractions.
Features
- Town: Monticello
- Rooms: 10
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Two Story
- Year Built: 1920
- Heating: Oil, Baseboard
- Cooling: None
- Basement: Partial, Unfinished, Walk-Out Access
- Approx Sq. Feet: 2,198
- Acreage: 0.24
- Est. Taxes: $5,423
- Lot Desc: Level, Near Public Transit
- Elem. School: George L Cooke School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Freezer, Oven, Refrigerator, Stainless Steel Appliance(s)
- MLS#: H6324466
- Days on Market: 74 days
- Website: https://www.raveis.com
/prop/H6324466/15northstreet_monticello_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 North Street, Monticello (Thompson), NY, 12701
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $452 | $452 | $452 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,036 |
| Total Monthly Payment | $2,922 | $2,920 | $3,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535