2338 Ridgeway COURT, The Villages, FL, 32162 | $374,500

Price Reduction! NO BOND! Rosedale Villas Lovingly remodeled, this courtyard villa has so many improvements and additions that now YOU will be able to enjoy too. There is NO carpet, all the floors are a high-end laminate. The Kitchen has beautiful cherry cabinets with custom pull outs underneath, granite counter tops, high end Stainless steel appliances and a gas stove with additional natural light from a solar light. Do you have a pet? (Hidden cat/dog door in the pantry offers them access to the garage so your pets can use a box or simply follow you). Both Bathrooms have been upgraded (cherry cabinets) with showers and onyx hardware, look closely when you tour, so many hidden details. Pocket door closes off the guest bedroom/bath area. Custom shelving is seen in many of the closets and the Principal bedroom is no exception as this makes the walk in closet neat and efficient. The Barn door closes the closet and/or the bathroom, a space saver yet attractive. The windows in the principal bedroom have custom wood trims and valances. The back wall is shiplap again no detail left undone. The Living area has impressive custom built book shelves. HERE is the BEAUTY though, the CEDAR WALLED BONUS room is not only the the original lanai space of 8X15 feet but an additional 19x10 feet! The envy of the neighborhood. Try pricing this CEDAR WOOD out in today's market! It also has a custom window seat that doubles as a storage space. This is all under air with a MINI-SPLIT Mitsubishi air unit and custom shades overlooking the garden. The outside courtyard has flagstones creating a path to a tinkling fountain so sit on a bench and relax. The opposite side has plenty of room for socializing with your friends or grilling in the late afternoon, just put up the retractable shade for comfort plus there is an awning on the outside of the dining slider too! No lawn maintenance to pay for, you can putter around with some flowers and bushes that give color and add greenery to your back courtyard. Garage has custom cabinetry for the CRAFTER to work and gives you plenty of additional storage. Washer and Dryer are newer too with cabinets and hanging space above! Gas Water heater. Water Filtration System! Sink in the 1 1/2 garage with room for your car and your golf cart. YAMAHA GOLF CART INCLUDED. You are ready to GO!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 2006
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,448
  • Acreage: 0.09
  • Est. Taxes: $2,064
  • HOA Fee: $188 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer
  • MLS#: O6235613
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/O6235613/2338ridgewaycourt_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 12:31:32 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 407-352-1040

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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2338 Ridgeway COURT, The Villages, FL, 32162

$374,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,600 $299,600 $299,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $172 $172 $172
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,993 $1,991 $2,569
Total Monthly Payment $2,240 $2,238 $2,816

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.