Under contract-accepting backup offers. TRANQUILITY AND FLEXIBILITY ABOUND IN THIS 3 BEDROOM SPLIT PLAN HOME IN AWARD-WINNING DEL ORO GROVES. Each large bedroom may function as a guest, adult or child bedroom or office with own space away from main activity. Many closets, indoor laundry, tile and wood laminate floors provide easy maintenance. A well-appointed kitchen features granite counters, ample cabinetry & access to lanai, family and dining areas. Enjoy the screened enclosed pool with child safety fence, large patio with pass through to kitchen for outdoor eating, and privacy with the surrounding trees and conservation area around the fenced in backyard. Location is key near shaded walk/bike trails to Del Oro Park with tennis, pickleball, basketball courts, picnic area, fenced play area & connects to both Pinellas and Hillsborough plus only 1. 5 miles from quaint Safety Harbor along sparkling Tampa Bay. Convenient transportation within minutes of 2 international airports, major highways near bridges across the Bay for access to neighboring cities within about 20 minutes including proximity to #1 rated Clearwater Beach. Del Oro is historic as the first subdivision platted in the City of Clearwater in 1925 and is the only subdivision in Pinellas surrounded on 3 sides by parkland/conservation. Eateries, stores, schools w/bus transportation are convenient. Some photos are virtually staged. Do not delay to make this your Home Sweet Home today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,273 | $3,232 | $4,149 |
Total Monthly Payment | $3,647 | $3,606 | $4,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.