Great location in Powdersville in a lovely neighborhood with 4 bed and 3 bath and an open floor plan. This house has it all! Hardwood floors greet you as you enter the great room with cathedral ceilings and a lovely stone gas ventless fireplace. The kitchen boasts beautiful cabinetry and granite counters overlooking the great room. The range is electric but gas hookup gives option for gas as well. The indirect lighting and the fireplace give a cozy feel as you relax after a long day. Ceiling fans are throughout the house and in every bedroom. The dining room has a trey ceiling, wood moldings throughout with lots of natural light through the many windows. The large screened in back porch overlooks the well landscaped back yard with underground sprinklers and beyond to a wooded area. Very private with a gas hookup for your gas grill. The master bedroom is large with lots of natural light, trey ceilings, an en suite bathroom with double sinks and a new walk-in tiled shower, new floor tile, double sinks, private toilet with bidet and a large walk in closet. The laundry and master bath both boast beautiful window inlays. The upstairs has a very large bedroom with full updated bath, plenty of storage area and separate thermostat. Additional perks are the smart home thermostats, light switches, the central vac with new hoses, 2023 tankless water heater, new carpet on the main floor bedrooms, new paint throughout the home, and energy efficient docs available upon request. The stove in the kitchen is electric but also has gas hookup. Lots of storage on main floor with walk in pantry and walk in utility closet.
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,892 | $3,762 |
Total Monthly Payment | $3,169 | $3,169 | $4,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.