Second floor unit gives you peace of mind from ground floor intrusions of headlights from cars, possibly makes your electric bill a little lower and is on the same floor as the laundry area. Elevator was recently fully refurbished. Condo fees include water, sewer, cable (WIFI), lawn care, building exterior and building insurance. New carpet, fresh paint, newer windows and kitchen appliances. Centrally located near mall, hospital, churches, dining and shopping. 15 minutes to Gulf Beaches or downtown St. Petersburg waterfront. 10 minutes to I-275 for easy access to airport or Sarasota. Assigned parking, storage area and club house. Many activities such as coffee klatch, pancake breakfasts, ice cream socials, bingo, shuffle board, pool league, cards and more. Furnished, you can move right in or use it for your winter getaway. Will also sell unfurnished if you prefer. Bring your small pets, some restrictions apply. This is a nice place to live. My mom lived here for 20 years. NO HURRICANE DAMAGE, FLOOD INSURANCE NOT REQUIRED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$111,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $88,800 | $88,800 | $88,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $12 | $12 | $12 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $613 | $598 | $755 |
Total Monthly Payment | $700 | $685 | $842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.