Enjoy living at the heart of one of St Johns County's most desirable neighborhoods; close to all amenities and the new Lakeside Academy! This beautifully maintained, move-in-ready gem, built in December 2021, offers the perfect blend of tasteful finishes and prime location. Skip the wait for new construction and step into this nearly new Dream Finders Newport home, featuring the highly sought-after Elevation B floorplan. With elegant wood-tile flooring, luxurious quartz countertops, and a gourmet kitchen with stainless steel appliances, this home is designed for comfort and style. Plus, you'll be just moments away from fantastic community amenities and the newly opened Lakeside Academy, a state-of-the-art K-8 school. This inviting single-story residence, set on a spacious 53' lot, includes 4 bedrooms, 2 bathrooms, and 1, 884 square feet of thoughtfully designed living space. Outside, enjoy a large grassy lawn and an attractive natural view. The Newport's open-concept layout is both welcoming and versatile. Additional features include tray ceilings, ceiling fans, recessed lighting, a tankless water heater, and a water softener. Situated in the highly sought-after Beacon Lake community, you'll enjoy an unparalleled lifestyle with access to top-notch amenities. The 8, 200 square foot Lake House Amenity & Fitness Center features a lakeside sand beach, water sports launch area for kayaks and canoes, a crew house for lake activities, a Splash Park, a fun pool, a cooking studio, and more. Sports enthusiasts will love the tennis, soccer, and basketball facilities. Living in St. Johns County means enjoying one of Florida's top-rated school districts, known for its academic excellence and strong community support. The area offers a high quality of life, with beautiful natural scenery, including pristine beaches, lush parks, and scenic rivers perfect for outdoor activities. Residents benefit from a growing economy and proximity to historic St. Augustine, where you can explore rich history and vibrant culture. The convenient location near I-95 provides easy access to Jacksonville, making commuting a breeze. Beacon Lake offers the ideal balance of tranquility and accessibility, making St. Johns County a top destination for quality living. Don't miss the opportunity to make this exceptional home your next move or investment!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $692 | $692 | $692 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $3,295 | $3,293 | $3,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.