-Improvements include: -New and upgraded septic in 2020. -Roof in 2011. -Oil Burner in 2014. -Upgraded electric with addition of 220-volt receptacles. -A whole house generator. -B-Dry System and Leaf Filter Gutter Protectors, both with a lifetime warranty. -Two mini splits and a wood stove significantly add to heating and cooling savings. -Blink Camera System. This Majestic Colonial is nicely sited on a corner parcel in the coveted neighborhood of Forest Park and Red Hook School district. The strategic location makes for quick access to both the villages of Red Hook and Rhinebeck, the Kingston Rhinecliff Bridge and numerous parks, nature preserves and miles of bike and hiking trails in the area. This home offers abundant space, with 4 bedrooms, 2. 5 baths, a large family room with fireplace, and updated kitchen and baths. The full basement has high ceilings, built-in shelving and work areas for a variety of uses and plentiful storage. The oversized two car garage provides additional storage and a newly coated epoxy floor making a smooth and durable surface. The home is surrounded with numerous varieties of perennials, and flowering shrubs that graces the property with color and fragrance. The addition of a pretty trellis and garden shed emits a feeling of being in an English garden. In addition, there is a well-established and fenced in organic vegetable garden. The 400 sq. ft. deck added in 2020 provides great space for entertaining and enjoying the private backyard. There is direct access to a fenced and protected area for play. This is a solid well-built house and combined with all the upgrades and improvements will bestow many years of worry-free ownership. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $445,600 | $445,600 | $445,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,962 | $3,758 |
Total Monthly Payment | $3,797 | $3,757 | $4,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.