Under Construction. New Construction in Whispering Pines Available this Fall in highly desired Land O’ Lakes, FL! Ideally situated just off US-41, minutes from SR-54, with convenient access to I-75 and Veterans Expressway, this gated community is near an array of dining and shopping options and has resort-style amenities coming soon, including a cabana and pool, playground, and dog park. It’s also zoned for highly rated Pasco County schools and has a high-speed internet and TV package included in the HOA! One of our most popular floor plans, the Yellowstone features an open-concept home design and has all the upgraded finishes you've been looking for. The designer kitchen showcases a spacious center island with a large, single-bowl sink, white cabinets, 3cm quartz countertops with a 3”x6” white herringbone tiled backsplash, and Whirlpool stainless steel appliances including a refrigerator, built-in oven and microwave, stovetop with range hood, and dishwasher.
The bathrooms have matching white cabinets and quartz countertops, comfort height commodes, and the Owner’s bath has dual sinks and a walk-in shower. There is luxury vinyl plank flooring in the main living areas, 21”x21” tile in the baths and laundry room, and stain-resistant carpet in the bedrooms and loft.
This home makes great use of space with a first-floor guest bedroom with a private, full bath and walk-in closet, a versatile flex room, a large loft area, a convenient 2nd-floor laundry room with a Whirlpool washer and dryer, storage under the stairs, a spacious gathering room, a covered lanai, and a 2-car garage with an additional 10’6”x18’ storage area.
Additional upgrades include 4 LED downlights in the gathering room, pendant prewiring in the kitchen, upgraded door hardware, a pocket sliding glass door to the lanai, window blinds throughout, and a Smart Home technology package with a video doorbell.
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Our Executive Mortgage Banker:
Our Insurance Division:
$653,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $522,400 | $522,400 | $522,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,520 | $3,472 | $4,405 |
Total Monthly Payment | $3,612 | $3,564 | $4,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.