4936 Shore Line DRIVE, Polk City, FL, 33868 | $145,000

Welcome to your ideal winter retreat in Phase 2 of Mount Olive Shores, a premier Class A Motorhome community! This impeccably maintained 640 sq. ft. Homes of Merit Manufactured Home sits on a sturdy concrete slab and boasts newer roof and A/C systems, ensuring comfort and reliability.

Situated right on the water with the best views in the community, this one-bedroom, one-bathroom home offers an unparalleled living experience. The property features two electric and water hookups, along with three dump stations, perfect for hosting your RV or welcoming guests. The large concrete pad can accommodate any size RV, and the storage shed is equipped with 50 Amp service for added convenience.

Located between Tampa and Orlando, this home is perfectly positioned between the beach and Disney, offering the best of both worlds. Whether you’re looking to relax by the water or explore nearby attractions, you’ll have endless opportunities to enjoy your time here. With the potential to build your own overwater dock, you can create your dream waterfront oasis.

This gated, deed-restricted community offers vibrant year-round activities, making it an excellent winter getaway for snowbirds. The annual HOA fee includes basic lawn and common area maintenance, allowing for a low-maintenance lifestyle. Please note, you must own a Class A Motorhome during your first year of residency. Don’t miss out on this exceptional opportunity to own a piece of paradise!

Features

  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: 63 x 127
  • Laundry: Electric Dryer Hookup, In Kitchen, Laundry Closet
  • Year Built: 2006
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 640
  • Acreage: 0.16
  • Lot Size: 63 x 127
  • Est. Taxes: $1,471
  • HOA Fee: $1,250 Annually
  • Lot Desc: Irregular Lot, Sloped
  • View: Water
  • Pet Policy: Yes
  • Appliances: Range, Refrigerator, Washer
  • MLS#: L4947083
  • Days on Market: 116 days
  • Website: https://www.raveis.com
    /prop/L4947083/4936shorelinedrive_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 11:53:55 PM)
Listing courtesy of Redfin Corporation   Phone: 617-458-2883

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4936 Shore Line DRIVE, Polk City, FL, 33868

$145,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $116,000 $116,000 $116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $123 $123 $123
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $782 $771 $978
Total Monthly Payment $980 $969 $1,176

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.