55+ Gated Golf Community, Resort-style living and Own your own land! This 1996 Palm Harbor, 2/2 house has it all! New Roof 2020, AC 2019, HW heater 2017, ceramic tile flooring, updated kitchen with Corian counter tops and new appliances! A front Florida Room to enjoy the neighborhood. Walls are textured, and there is a whole-house generator hook-up in place, but no generator. Plumbing updated so no grey pipe. Large kitchen with room for a dinette table if wanted, open floor plan so the kitchen flows to the DR and into the LR. Fully furnished including golf cart. Inside Laundry has new Washer and Dryer. Guest bathroom was just updated and has a Hi-Rise toilet and a step-in shower. Golf cart is included AND there is Solar (solar equipment loan to be assumed by buyer at $114/mo). Community where you enjoy $4. 00 Green Fees as part of your HOA dues! HOA dues provide EVERYTHING! You only have to pay your electric, HOI, taxes and mow your lawn. In this very friendly, resident-owned community, you can be as active or inactive as you choose! Gatherings at the private Pub or the Community Room, fishing on Lake Henry, gardening, tennis, golf, shuffle board, horseshoes, swimming in the heated pool, enjoy the hot tub or the workout room! Contact this agent for this community's website address and documents, including Rules/Regs, Application, Financial, and Bylaws. HOA INCLUDES DVR + 2 BOXES FOR HD CABLE and INTERNET! **55+ community with minimum age required is 50; rental max period 6 month out of a year. **
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,920 | $147,920 | $147,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $997 | $983 | $1,247 |
Total Monthly Payment | $1,130 | $1,116 | $1,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.