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2202 Lake Ruby ROAD, Deland, FL, 32724 | $285,500
Price Reduction. Check out this traditional Florida home with original wood floorsin the living rooms and bedrooms and large screened porch off the back of the house where you can sit and admire your specimen magnolia and live oak trees. This oversized lot could be divided and used for a SEPARATE BUILDING LOT which could also include an Accessory Dwelling Unit. See attachments and verify with the County of Volusia. Includes 2 bedrooms and 1 1/2 baths and a large living room and a separate family room. Plenty of parking in the 2 car carport and oversized driveway. The property would accomodate RV parking, boat parking and other uses. There is the potential for a LOT SPLIT to create a separate building lot. See attached information. All information should be verified with the County of Volusia.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Lot Size: 231 x 146
- Laundry: Washer Hookup
- Style: Florida
- Year Built: 1954
- Garage: Oversized
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,109
- Acreage: 0.77
- Lot Size: 231 x 146
- Est. Taxes: $654
- Lot Desc: In County, Oversized Lot
- Elem. School: Blue Lake Elem
- Middle School: Deland Middle
- High School: Deland High
- Pet Policy: Yes
- Appliances: Range, Refrigerator
- MLS#: V4936435
- Days on Market: 206 days
- Website: https://www.raveis.com
/prop/V4936435/2202lakerubyroad_deland_fl?source=qrflyer
Listing courtesy of ERA GRIZZARD REAL ESTATE Phone: 386-738-5500
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2202 Lake Ruby ROAD, Deland, FL, 32724
$285,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,400 | $228,400 | $228,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $55 | $55 | $55 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,578 | $1,539 | $1,943 |
| Total Monthly Payment | $1,707 | $1,668 | $2,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388