BEAUTIFULLY RENOVATED (major renovation in 8/2024) unit in the sought-after Regency Cove community right in South Tampa Bay. 55+ waterfront, gated community with MULTIPLE AMENITIES. KITCHEN -> New solid wood cabinets soft-close, granite countertops with an eating area for stools, stylish backsplash, and new stainless-steel appliances. LIVING ROOM -> Spacious and bright area connected to kitchen and porch. MASTER BEDROOM -> Spacious room with large closet and full en-suite bathroom with step-in rain shower and new vanity with granite and new toilet. FLOOR -> gorgeous new 5mm and 20MIL wear layer waterproof vinyl throughout (no carpet). Also, new HVAC a/c system, all new windows, all new doors, all new electrical up to code including main breaker panel and pedestal with a meter. -> Also, a backyard shed for additional storage and a two-car carport. What does Regency Cove have available for you to enjoy for a low monthly maintenance fee of $301? Fantastic amenities include a clubhouse, fitness center, library, billiard tables, heated pool, bubbling hot spa, premium shuffleboard courts, horseshoe pits, kayak, or canoe launch to Old Tampa Bay, and splendid picnic area on the waterfront. Also, the low monthly maintenance fee includes water, sewer, trash, and more. For additional affordable fees, there are RV and boat docks with a trailer storage area (upon availability). There are also excellent fun social activities available for the residents each month, such as fishing, golf, fitness classes, bowling, and more. THIS IS AN UNBEATABLE LOCATION!!! Proximity and easy access to downtown Tampa, St Pete, Clearwater, Gulf of Mexico beaches, airports, shopping, Hyde Park, Bayshore, Westshore, International Mall, restaurants, hospitals, parks, and MacDill Air Force Base. Ideal property for those who want to flee the cold & snow to ENJOY THE FLORIDA SUNSHINE. Do not miss your chance to own a PIECE OF PARADISE! Call today for a private showing and discover this HIDDEN GEM in South Tampa on the Bay. (No Lot rental fee, resident-owned community). HABLO ESPAÑOL! 3-D Walkthrough.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,992 | $127,992 | $127,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $862 | $851 | $1,079 |
Total Monthly Payment | $975 | $964 | $1,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.