646 RUM RUNNER Way, St Johns, FL, 32259 | $623,000

Step into an unparalleled resort lifestyle in the coveted Beachwalk community, featuring a 14-acre blue lagoon and white sand beaches just a two minute walk away.

This like-new villa exudes luxury with soaring ceilings, wood floors, contemporary fireplace and over $225, 000 in upgrades. The designer kitchen features modern quartz countertops, farmhouse sink, double oven, gas range cooktop, premier cabinetry and a striking marble backsplash. The open-concept design features a 3-panel slider leading to an extended pavered patio, complete with a cozy firepit and waterfront views of the fountain.

The backyard is a private retreat with lush tropical landscaping and a fully fenced perimeter. Beachwalk is renowned for its world-class amenities, perfect for swimming, kayaking and paddle boarding. Residents enjoy a swim-up bar, water slides, pirate playground, island-style clubhouse, private restaurant, fitness center, volleyball, pickleball, tennis courts and putting green. The Laguna Dog Splash Park adds a fun twist for furry friends, ensuring a wealth of recreational activities for everyone. Ideal for all ages with the added convenience of having Beachwalk High School in the community. $5000 Beachwalk Club initiation fee included and CDD bond paid with this luxury villa. Additional functional features include convenient upstairs laundry, ample closet space, garage storage cabinets and epoxy garage flooring. Looking ahead, Beachwalk is set to expand with a 47-acre development featuring 130-room Margaritaville hotel, restaurants and retail spaces. Conveniently located just 18 miles from Downtown St. Augustine and 24 miles from Downtown Jacksonville, this home offers easy access to shopping, dining and beautiful beaches. Nothing compares.

Features

  • Amenities: Clubhouse, Dog Park, Fitness Center, Gated, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Villa
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,503
  • Acreage: 0.16
  • Est. Taxes: $7,265
  • HOA Fee: $411 Monthly
  • View: Pond, Water
  • Water Front: Yes
  • Elem. School: Liberty Pines Academy
  • Middle School: Liberty Pines Academy
  • High School: Beachside
  • Appliances: Double Oven, Gas Range, Microwave, Refrigerator
  • MLS#: 2044049
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/2044049/646rumrunnerway_stjohns_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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646 RUM RUNNER Way, St Johns, FL, 32259

$623,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $498,400 $498,400 $498,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $605 $605 $605
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,316 $3,313 $4,203
Total Monthly Payment $4,013 $4,010 $4,900

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.