Cute Bungalow Ranch conveniently located on the outskirts of village w/2 bdrms/1 bath Living, dining, kitchen, & partial basement. OPEN HOUSE for November 15th 2-5pm. In addition to improvements completed before, the bathroom was just renovated inc a fresh coat of paint++, also painted all the common rooms inc the dining room. Was partially staged so you can get ideas of how you might set this 1, 000+ sq ft home up. Over the last 5 years the owners had: all the sills inspected & replaced all needing replacing; removed old siding-reinsulated where wall cavity was visible to insulate from the outside, re-sided house w/clapboards & added back decks, replaced both direct vent heaters, new windows & doors, gutted enclosed porch &made an all new room w/new electric, insulation, sheetrock &flooring enlarging the home to1166 sq ft. New electric circuit breaker box, painted new siding green to compliment the green metal roof. House has drilled well & 2 sheds. Level on 100x400 lot has open back yard leading to forest. There’s plenty of room to expand your outdoor living space into what is now forest. Despite owning this house for 5 years, & never having had any issue w/ the septic system w/any prior tenants, but last tenants, after a short time in the house, the owners had to have the septic pumped every 6 months for the rest of their occupancy. The system is working fine now but is old & too close to road, Buyer should expect may need replace sometime in future. watch virtual tour more info
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,017 |
Total Monthly Payment | $2,108 | $2,107 | $2,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.