This 2/2 DURHAM Courtyard Villa is in the VILLAGE OF WOODBURY within the desirable, QUIET community of PHILLIPS VILLAS. Beautifully landscaped with MAINTENCE FREE ROCKS, this home draws you in immediately. Enter through the front door directly into the spacious kitchen featuring a CERAMIC TILE floor, STAINLESS-STEEL appliances, HI-DEF countertops & a 10-ft BREAKFAST BAR with seating for 4! Host your guests in the dining room with seating for 6 which flows right into the living room. Sliding doors off the dining room takes you to a concrete patio perfect for grilling! Sliding doors off the living room will take you out to the SCREENED LANAI where you can entertain your guests. The primary bedroom has a TRAY CEILING, a WALK-IN closet and an en-suite with a CERAMIC TILE floor, walk-in shower and a high vanity with HI-DEF countertop. Your guests will have complete privacy in the guest bedroom and bath (with linen closet) which are closed off by a pocket door making it a second primary suite! For your convenience, this garage hosts the laundry room as well as a LAUNDRY tub. The ROOF, HVAC and HOT WATER HEATER are all 2016 & the villas in Phillps Villas are POURED CONCRETE. Phillips Villas has its own NEIGHBORHOOD POOL and is conveniently located close to the VA HOSPITAL plus tons of shopping and restaurants. You are minutes away from the MULBERRY Rec Center which contains a pool & 10 pickleball courts as well as the new FIRST RESPONDERS Rec Center and Pool! Nancy Lopez Country Club and 4 executive golf courses are a short golf cart ride away!
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,533 | $2,023 |
Total Monthly Payment | $1,982 | $1,960 | $2,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.