184 5th Street, Southold (Greenport), NY, 11944 | $850,000

Welcome to this charming Cape Cod-style home in picturesque Greenport Village, a perfect blend of classic appeal and modern potential. With just the right amount of scratches and dents, this inviting residence offers a unique opportunity to refresh and update its original craftsman details to meet today's beach house standards. Located just a block from the scenic 5th Street beach, you can easily check the surf from the end of your driveway-without the worry of being in a flood zone. Enjoy the ideal setting for beach days, fishing off the dock, and observing boats navigating Shelter Island. The home is conveniently close to Greenport Village's vibrant shops, dining options, the Hampton Jitney, the Shelter Island ferry, and the LIRR train station, providing easy access to all that this charming area has to offer. Embrace the potential of this delightful home and make it your own coastal retreat.

Features

  • Town: Southold
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Cape Cod
  • Year Built: 1930
  • Garage: 1-car Detached
  • Heating: Oil, Forced Air
  • Cooling: None
  • Basement: Full
  • Acreage: 0.11
  • Est. Taxes: $5,213
  • Elem. School: Greenport Elementary School
  • Middle School: Greenport High School
  • High School: Greenport High School
  • School District: Greenport
  • MLS#: 3574470
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/3574470/1845thstreet_southold_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Century 21 Albertson Realty   Phone: 631-765-3800

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

184 5th Street, Southold (Greenport), NY, 11944

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.250% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.769% 6.348% 5.911%
Monthly Tax Payment $434 $434 $434
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,808 $4,187 $5,647
Total Monthly Payment $4,334 $4,713 $6,173

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.