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108 Oak Haven CIRCLE, Deland, FL, 32720 | $487,900
SELLER is MOTIVATED! This home is Ready for immediate Occupancy! Ask me about the special discount financing on this beauty!
Discover the relaxing charm of this stunning MOVE IN READY 4-bedroom, 2. 5-bathroom residence in a quiet cul-de-sac that combines lots of light, high ceilings. and breathtaking lake views. Situated on the largest lot in the neighborhood, this home offers unparalleled serenity and convenience: just a 5 minute drive to Publix, 35 minutes to Daytona Beach, and just 37 minutes to New Smyrna Beach. This well cared for home features recent updates, such as a New roof in 2021, New water heater in 2023, and New HVAC in 2022. Newer Appliances, LG Refrigerator 2022, Stove 2022, Whirlpool Microwave 2021, Whirlpool Dishwasher 2021. The Main suite bathroom was remodeled in 2024, Kitchen was remodeled in 2024. It’s move-in ready for you to start enjoying the good life now! This home has a formal living room, as well as a great room for family activities or just relaxing and binge watching your favorite shows. The formal dining room is a wonderful space for guests and family to convene for the holidays. The split floor plan gives everyone privacy, while still having that needed connection with the open kitchen and great room. The kitchen features granite countertops, real wood cabinets, stainless steel appliances, and a perfect breakfast bar. The more casual dining area is excellent for a quick bite to give you a good start for the day. You will love that there is NO CARPET in this home! The entire interior is freshly painted with Sherwin Williams in Natural Choice, a relaxing neutral color that is sure to please. The floors are both a neutral ceramic tile and rich luxury wood look vinyl. The large foyer is wide with high ceilings which create a grand feeling upon entering. This home is full of light with so many windows and large multi panel sliding doors which overlook the peaceful lake. The main suite is at the back of the home to maximize the lake views with a convenient glass door going out to the screened in lanai, perfect for morning coffee or a relaxing glass of wine in the evening, as you observe the ducks and swans on the water. The main bathroom features dual sinks, a spacious, modern, updated tile shower, private water closet, jetted soaking tub, and a large walk-in closet. This home has solar panels, so No Surprises when you get your electric bill. Solar is transferable upon approval of application. Pick up where the owners left off and enjoy those benefits and discounts with an array of warranties that will give you peace of mind for years to come. What are you waiting for? Call your moving company; let's make this beautiful, virtually care free home yours! Owner has stated that this home has NEVER flooded. ** Special Financing! Reduced rates available for qualified buyers. **
Features
- Rooms: 5
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Gas Dryer Hookup, Laundry Room, Washer Hookup
- Year Built: 2002
- Garage: 2-car Driveway
- Heating: Central, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,513
- Acreage: 0.24
- Est. Taxes: $5,111
- HOA Fee: $600 Annually
- View: Water
- Elem. School: Woodward Avenue Elem-VO
- Middle School: Southwestern Middle
- High School: Deland High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range
- MLS#: FC303176
- Days on Market: 119 days
- Website: https://www.raveis.com
/prop/FC303176/108oakhavencircle_deland_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
108 Oak Haven CIRCLE, Deland, FL, 32720
$487,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $390,320 | $390,320 | $390,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $426 | $426 | $426 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,696 | $2,630 | $3,320 |
| Total Monthly Payment | $3,197 | $3,131 | $3,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388