PRICED RIGHT & READY TO BE YOURS! YOUR DREAM HOME IN OAK RUN IS HERE! YOU MUST SEE THIS 2 bedroom/ 2 bath, 1, 480 square foot Jamestown model which offers easy Florida living just for you! Meticulously kept and move-in ready, enjoy NEW BIG TICKET ITEMS including ROOF (2022), 200 AMP Electrical Panel (2022), HVAC (2018), and brand new full-home windows (2024)! The entry glass door offers lovely natural light which spills onto the full home wood-like tile flooring which was JUST resurfaced- no carpet in this home to fuss over. The 22x16 foot living room provides for plenty of space for entertaining, and the high ceilings create an airy atmosphere. The updated kitchen offers a beautiful selection of granite for countertops, a tile backsplash, garden sink, white Samsung appliances and plantation shutters overlooking the peaceful backyard. The coffee bar to the right of the refrigerator is a great feature. French doors lead to a bonus room/ office/ Florida room just off of the kitchen, and offers backyard access. This home has been updated with STORAGE in mind! Two closets sit on either side of the hallway, and ample storage can be found in each room. The two bedrooms are actually 2 primary bedroom suites- both spaces have walk-in closets, the bedroom to your left offering multiple closets. The first primary suite connects to an en suite bathroom with granite vanity and BRAND NEW low-profile, walk-in shower and toilet. Shower remodel just completed in October 2024! The second bedroom has backyard access- walk through the en suite to a large closet on your left as well as full bathroom with modern white vanity and step-in shower for ease of use. Enjoy indoor laundry with even more built-in storage. Energy efficient SOLAR operating lights with battery backup illuminate your space in the evening hours. Head outside to a magical backyard- this space offers a screened enclosed porch with new waterproof awning which matches the retractable awning and outdoor umbrella. The fully fenced backyard is a great space for entertaining and for your pets to enjoy. The custom wood pergola and swing are truly charming, the best spot to enjoy a peaceful morning or happy hour! This property sits on a concrete slab and was upgraded with 3/4 inch plywood around its exterior. Thoughtfully designed flower beds and gutters show a keen eye to care. The 17x14 ft. 1. 5 car garage can fit a vehicle plus golf cart and is built out with shelving for tools and more. The white screened enclosure over the garage door is a great feature- enjoy the Florida breeze as you tinker in your garage! Oak Run is a 55+ community located just off of W. Hwy 200, outside city limits which boasts a natural wildlife preserve. The monthly amenities fee covers weekly trash and yard waste pick-up, 24-hour security, basic cable TV, community Channel-12 TV, use of all facilities, and the maintenance of all recreational and common areas including the dog park. Amenities include access to 6 pools, 5 hot tubs, golf course, restaurant, two fitness centers, library, billiards, card and craft room, tennis and pickleball, horseshoes, volleyball, and more. This is the Florida lifestyle that you've been dreaming about- there is a club for any interest that you may have (gardening, motorcycle, cards, social clubs, dances, and many many more)!- so close to hospitals, great dining, activities, and business opportunities. This checks ALL of the boxes!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,321 | $1,288 | $1,626 |
Total Monthly Payment | $1,454 | $1,421 | $1,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.