HIGH AND DRY - NO FLOODING HERE! Marina Bay is one of the very few properties in Florida that is ocean to Intracoastal and has its own marina and you will have your own deeded boat slip. Marina Bay has it all - wake up and walk across the street to watch the sunrise over the ocean, then jump on your boat and take a ride down the Intracoastal. This area has some of the most beautiful sceneries on the Intracoastal and the ocean. Come home and take a swim in the ocean or dip in the pool and then you can sit under the gazebo and watch the sunset over the Intracoastal while watching the dolphins play. This is an end unit with lots of light on the second floor with a detached garage just outside the condo. This is a two bedroom, two bath condo which has plantation shutters on each window, the floors are engineered hard wood and the kitchen is updated with granite countertops and SS appliances. Flagler Beach is known for its small town beach atmosphere where the preferred mode of transportation is via golf cart. Flagler Beach has an abundance of beachside restaurants, bars, coffee houses, ice cream shops and a farmers market on the weekends. Flagler Beach/Palm Coast is also known for its many parks, hiking trails, golf courses and plenty of places for boating, kayaking and fishing. If you are looking for the true Florida lifestyle - this is it! Flagler is a 40 minute drive to the beautiful St. Augustine to the North, a 40 minute drive to Daytona to the South and approximately an hour to Orlando or Jacksonville. Your new Boat slip is #41. Live where most vacation! Monthly condo fees are $985 per month and the condo fees INCLUDE your water, internet and cable bills. Marina fees are $125 per month.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $353 | $353 | $353 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,036 |
Total Monthly Payment | $2,853 | $2,821 | $3,464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.