Welcome to a rare opportunity to own a piece of paradise in Hernando Beach, nestled along Florida’s stunning Gulf Coast. This exceptional lot boasts 74 feet of prime waterfront on a saltwater canal with a brand new concrete seawall, providing direct access to the Gulf of Mexico without any fixed bridges. Imagine waking up to dolphins and manatees frolicking in your backyard, while you cast your line for redfish, snook, and snapper right from your own property.
Located in the coveted Direct Access section of Hernando Beach, this property offers unparalleled boating convenience. The saltwater canals ebb and flow with the tides, enhancing your waterfront experience daily. Importantly, this section operates without an HOA, offering freedom from deed restrictions—allowing you to store boats, trailers, and commercial vehicles on your property, erect 8-foot-high privacy fences, and even use your home as a short-term rental.
Hernando Beach itself is a hidden gem, where the community thrives on recreational fishing and boating. Despite its serene coastal feel, amenities such as marinas, waterfront dining, and shops are easily accessible. The area is renowned for its thriving commercial seafood industry and world-class fishing opportunities, whether you prefer inshore fishing along the mangrove coastline or venturing offshore for deep-sea adventures.
In addition to its natural beauty and vibrant community, Hernando Beach offers surprising convenience. Just minutes from US 19, residents have quick access to supermarkets, restaurants, and major hospitals. Tampa International Airport is only an hour away, and the magic of Disney is within a 90-minute drive—perfect for a spontaneous getaway.
This lot presents the perfect canvas for your Gulf Coast dream home—a tranquil retreat where coastal living meets unmatched convenience. Whether you’re seeking a permanent residence or a vacation escape, Hernando Beach promises a lifestyle defined by breathtaking sunsets, endless fishing adventures, and the soothing rhythms of Gulf Coast living.
Don’t miss out on this opportunity to build your own slice of paradise in Hernando Beach. Contact us today to schedule a viewing and begin your journey towards owning a waterfront oasis on Florida’s enchanting Gulf Coast.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,892 |
Total Monthly Payment | $2,394 | $2,335 | $2,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.