Perfect direct pool front unit at Pine Valley in Sugar Mill CC. 1 story end unit with vaulted ceiling and plenty of extra light coming from the side window detailed with window seat. Kitchen features white cabinetry and appliances, detailed tile counters with breakfast bar and trendy fixtures and lighting. Spacious living area has room for dining area if preferred. Engineered hardwood flooring in living and bedroom. 2 sliding glass doors exit to the newer composite deck to enjoy the direct view of the pool and partial view of the golf course. Part of living area set as a den with built in closet but could be converted to an add'l bedroom. Bathroom is unique with 2 separate powder rooms and share the tub/shower area. Inside laundry room with add'l storage. Golf cart garage has the HVAC (w/ gas heat) 2018 and gas water heater. Easy walk to the community pool of Pine Valley. Sugar Mill CC is a private country club and golf course, amenities include dining, fitness, pool, clubhouse, tennis, pickleball and golf - membership options available. Please inquire within. Sugar Mill is a gated community offering 24 hour guard service.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,870 | $1,869 | $2,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.