Charming and Updated Home in Tarpon Shores 55+ Community. Discover the perfect blend of comfort and convenience in this beautifully updated home, nestled in the highly sought-after Tarpon Shores 55+ community, where YOU OWN YOUR OWN LAND! NO LOT RENT! The $40K share price for the Land is included in the list price and can be financed through the HOA. ***NO FLOOD OR WIND DAMAGE FROM THE RECENT STORMS*** The lush, meticulously landscaped low maintenance surroundings create a serene outdoor oasis, complete with two patios for enjoying the Florida sunshine. Step into the wonderful screened porch that offers the perfect balance of privacy and openness, making it an ideal spot for relaxation. Inside, this move-in-ready home shines with tasteful updates throughout. The spacious backyard is a gardener's dream, offering plenty of space and privacy. The modern kitchen features stylish updates, and the large Florida room and living room provide ample space for both relaxing and entertaining. You have a generously sized primary bedroom with a ceiling fan and light fixture. The bathroom boasts a tub and shower combination, complete with a linen closet for added convenience. All appliances, including the washer and dryer are included, making this home truly move-in ready. Additionally, most of the furniture is optionally included, except for a few cherished family pieces. Notable features include an HVAC system installed in 2023, a durable metal roof with a roof-over (2016), Newer double-pane thermal windows installed in 2015 that tilt inward for easy cleaning. Water heater new in 2021. The home also has newer doors and easy-care laminate flooring throughout, with vinyl tiles in the Florida room – no carpet! Tarpon Shores is a friendly and vibrant community where you can live like you are on vacation all year round. The community offers a variety of organized social activities and numerous amenities, including a large clubhouse, heated pool, BBQ grills, kitchen, library, billiard room, covered shuffleboard courts, bocce ball court, pickleball court, horseshoe pits, and monthly newsletters. The low monthly fee of $290 includes lawn mowing, lawn spraying (fertilizer, insecticide, and weed control), water, sewer, trash pickup, cable TV with a park information channel, and internet. The location is fantastic! Community Office, Clubhouse, and the Pool is right behind this property. Whether you enjoy golfing, walking, bicycling, fishing, swimming, boating, shopping, fine dining, or watching breathtaking sunsets, it is all at your doorstep at Tarpon Shores. Low HOA fees with No Additional Fees, and No Special Assessments, low taxes, and not in a flood hazard zone. This is an excellent opportunity. Please note that no pets are allowed except for service or emotional support animals with proper documentation. Check out the Virtual Tour. This home is a rare find, offering a perfect blend of modern updates, privacy, and a vibrant community lifestyle. Do not miss the opportunity to make it yours!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $798 | $798 | $1,012 |
Total Monthly Payment | $889 | $889 | $1,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.