HIGH AND DRY- NON FLOOD, NON EVACUATION ZONE!
Updated 1 bedroom 1 bathroom condo in the highly sought-after comunity of Bellear Gardens, the hidden gem of Belleair Bluffs.
Conveniently located to everything including Publix, Walgreens, E & E Steak house as well as many others are just across the street. This unit is completely updated with stainless steel appliances. New 40 gallon hot water heater, updated electrical panel, AC under 10 years old. PGT hurricane windows in the lania as well as new energy efficient windows with clear hurricane panels. The 6x20 lanai square footage is not included in total square feet. Beach living without the risk, only 1. 5 miles away are the sandy beaches that line the coast. Designated covered parking. Tropical gated pool area that includes grill area. The air conditioned clubhose includes exercise equipment, pool table, tv, wifi and kitchen. The building has passed the engineer process that the state now requires. HOA fees have been fully funded the past two years. This unit has ample storage space. Rentals are not allowed for the first two years and then a three month minimum after that. Furnishings are negotiable. The HOA fee includes cable, internet, water, sewer, trash, building insurance and management fees. Seasonal living or your retirement dreams, with a quick closing possible.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.369% | 7.159% | 6.276% |
Monthly Tax Payment | $37 | $37 | $37 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $916 | $903 | $1,146 |
Total Monthly Payment | $1,028 | $1,015 | $1,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.