A wonderful opportunity to live in a town along the coastline. Walking distance to many parks and restaurants, a short drive to i95 and the train station, this is a commuters dream home. Traditional Cape style home features 3 bedrooms, 1 bathroom, and 1, 259 square feet of living space (plus interior staircase to 812 sq ft unfinished basement, great investment option to convert to extra livable space. ) A large 420 sq ft two car detached garage and over a half acre lot. To enter the home you can use the driveway entrance which will lead you through a 20 sq ft enclosed porch, a great space to hang jackets, bags, umbrellas, etc. Or you can enter through the open front porch, which has a roomier landing at 35 sq ft. A great option to welcome your guests, or to use for convenient front yard access. The front entrance leads into the living room, where you instantly see the floor the ceiling stone fireplace. Hardwood floors throughout the house, new double-paned argon filled windows for added insulation. The kitchen has recessed lighting and plenty of natural light. Located across from the kitchen is a full sized dinning room, with elegant French doors, providing a beautiful view of the tree lined backyard, which is fully fenced in, plus there is a brick fire pit and gravel to enjoy the outdoors even more. The bathroom is remodeled with wood tiled floors for a modern touch. The upstairs bedrooms have sky lights with built it shades to adjust sunlight. Walking distance to Linwood Park (. 4 mile) and Mondo Pond (. 9 mile. ) 2016: New roof and new garage doors added. 2017: New gutters and downspouts added. New Sani Dry Sedona air system added, routinely maintained. 2021: New split type air conditioners heat and AC. Windows in perfect condition: double hung, energy efficient argon filled. Newer efficient water tank installed. Agent is related to the seller.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Upper | |
Dining Room | French Doors,Hardwood Floor | Main |
Living Room | Gas Log Fireplace,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Skylight,Built-Ins | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,959 | $1,909 | $2,443 |
Total Monthly Payment | $2,538 | $2,488 | $3,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.