Motivated Seller! Ideal Starter Home for Families!
This cozy concrete block home offers comfort, recent upgrades, and the potential to generate extra income to help cover the mortgage. Featuring 3 bedrooms, 2 full baths, a brand-new roof 2023, and updated living area flooring 2022, it's move-in ready. The kitchen and bathrooms, remodeled in 2020, include a stylish backsplash, kitchen island, and pantry closet.
On a spacious . 26-acre lot, this property includes ample parking and two bonus structures:
A fully permitted office shed with A/C and internet, perfect for remote work or rental.
A second structure in the backyard that can easily convert into an efficiency unit for added income, both with independent entrances.
The yard is freshly landscaped, with a new garden, fence, and pruned trees 2024. Bonus: a new Siemens electrical panel and farmhouse sink, ready to install.
Located in a quiet neighborhood with convenient access to everything. Don't miss out this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$247,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $197,600 | $197,600 | $197,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,365 | $1,331 | $1,681 |
Total Monthly Payment | $1,594 | $1,560 | $1,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.