The Home You Have Been Waiting For! Well maintained 3-bedroom, 1. 5-bath Hi Ranch situated on a shy one-third acre property. The interior features wood floors throughout the main floor and bedrooms, raised panel doors, and double-pane windows. The eat-in kitchen boasts wood cabinets, stainless steel appliances, gas cooking, and Pergo floors, with a door leading to the deck and yard. The updated full bath includes neutral tile and a tub. The main level has 3 bedrooms, all with wood floors. There is a pull-down attic stair for convenient access to the full attic. The lower level offers a family room with a wood-burning fireplace, a half bath, and a laundry room plus utilities and storage. The home includes a two-car attached garage with automatic openers, central air conditioning, gas HVAC, a gas hot water heater, and a 17 KW Generac whole house generator. Outside, there's a Trex deck off the kitchen with a patio underneath. The spacious backyard is flat, useable, private, and fenced-in, featuring a shed and ample room for a pool. Updates include a washer (10-years), dryer (1-year), central air conditioning (13-years), roof, four-zone in-ground sprinklers, gas hot water heater (9 years), cesspool (16 years) and more. Conveniently located near stores, restaurants, transportation, and highways, this home is an excellent opportunity not to be missed. Be the proud owner!
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$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $979 | $979 | $979 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,614 | $3,568 | $4,581 |
Total Monthly Payment | $4,685 | $4,639 | $5,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.