MOTIVATED SELLER! MAKE AN OFFER! Live the beach lifestyle! Rare opportunity in one of St. Augustine's most popular communities, this charming, coastal home has so much to offer! Located on a . 55-acre lot, this spacious 3 BR/ 2 BA floor plan includes a versatile flex room, perfect for an office or guest room, Chef's kitchen w/ SS appliances, 42" cabinets, quartz countertops & breakfast bar, The open concept Kitchen, Dining Room & oversized sunken Living Room w/ cozy fireplace is perfect for entertaining! Relax on the large, screened lanai, overlooking a private oasis w/ lush landscaping, paver patio, custom Pergola/Tiki Bar & a 22" sparkling clear above ground pool w/ robot vac & sand filter, fully fenced, including front side privacy panels, paver driveway, 2 car garage w/extra storage, painted floor & screen door, amazing location, only 1. 2 mi. from the white sands of Crescent Beach & great fishing at Matanzas Inlet, convenient to all the great things that St. Augustine has to offer! Roof 2020, HVAC 2017, recently serviced w/ new coil & capacitor, Kitchen updated in 2017, Water Heater 2018, Windows 2015, 20 x 34 workshop w/ overhead door, 9ft ceilings w/ 5 HP air compressor, 12x34 storage shed w/ electricity, whole house water treatment system 2024, separate driveway for RV/Boat storage & RV w/utility hook up, this home also allows short term rentals (nightly) w/ proper registration. All furnishings are available, see documents for more details. No HOA fees or restrictions, room for all of your toys! Screened lanai has 30 amp plug for Hot Tub, Fireplace is currently Wood Burning, but has hook up for gas or electric insert Property has 2 wells, 1 for irrigation and deep well for household & has water treatment system, County water hookup is available Pool is less than one year old Living Room has surround sound speakers The interior is beautifully furnished & decorated with a beachy vibe! All furnishings available for those who may be looking for a short term rental opportunity or a turn key vacation home! Additional photos of Furnishings available upon request. Located in Flood Zone X - no flood insurance required
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,022 | $3,851 |
Total Monthly Payment | $3,218 | $3,180 | $4,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.