Charming country home on 7. 73 acres! 3 bedroom 2 bath, 2 car garage custom built home in 2000. Large eat in kitchen. Recently repainted exterior in 2020 (with 30 year climaguard warranty/seal. ) ROOF REPLACED IN 2020 and gutters and lightning rods upgrade. AC and water heater replaced in 2022. NEW AC ductwork replaced in 2024. Master bedroom has large walk-in closet, which also serves as a weather emergency shelter. Master suite bathroom includes double sinks, walk-in shower, and jetted tub. Lots of bonus items to this house such as hip roof, lightning rods, hurricane shutters, and fencing. Pasture with pond to support cattle. Hurricane rated garage doors, 24 X 48 work shop. NO HOA. Indoor vac with 2 extra vac pans. In wall pest control 30-year warranty exterior paint. This property is ideal for the individual/family who loves the outdoor and agricultural lifestyle or community developers. Property is near new construction communities in fast-growing Saint Cloud. WELCOME HOME! Future land use zoning is designated for Low Density Residential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,000,000 | $2,000,000 | $2,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,972 | $12,806 | $17,560 |
Total Monthly Payment | $13,383 | $13,217 | $17,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.