Welcome home to 1209 Centerville Road, a delightful ranch-style home nestled in the appealing Centerville Terrace neighborhood. Lovingly cared for and cherished by a single owner for the past 45 years, this residence offers a perfect blend of classic comfort and thoughtful details, with exciting potential for you to personalize and make it your own. Step inside to discover a spacious living room, the heart of the home, ideal for both relaxation and entertaining. Adjacent to this space is a conventional kitchen featuring ample cabinet space and a full-wall pantry. The kitchen is versatile, with room to add a convenient dining area, and includes a practical closet-style laundry room. The original living room has been transformed into a formal dining room, which can also serve as a flexible space to suit your needs. The home boasts three cozy bedrooms, including a primary bedroom with its own en suite bathroom. The property is beautifully set on a spacious 0. 36-acre lot, offering a large, fenced-in backyard that provides a peaceful retreat with plenty of space to enjoy. Recent upgrades include a new roof installed in 2021 and new side and back decks added in 2022, perfect for outdoor gatherings. The driveway offers ample parking and convenient access to the gated backyard and detached two-car carport. Whether you're relaxing on the new decks, tending to your garden, or making use of the carport and outbuilding, this home effortlessly combines comfort and practicality. Conveniently located, you're just a short 10-minute drive from downtown Anderson, 5 minutes from White City Boat Ramp for easy access to Lake Hartwell, and 10 minutes to I-85, ensuring seamless access to local amenities and major routes. This home presents a wonderful opportunity for those looking to add their personal touch to a well-loved space while enjoying its existing charm. Discover the potential and convenience of 1209 Centerville Road today! (Seller is related to listing agent)
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,210 | $1,180 | $1,490 |
Total Monthly Payment | $1,311 | $1,281 | $1,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.