VILLAS OF VERSAILLES UNIT W/**NEW METAL ROOF** & FABULOUS GOLF COURSE VIEW! Check out this 3 bed/2 bath villa in Punta Gorda Isles nestled on a quiet street overlooking the active, 5th green of St Andrew's South golf course. Villa offers a private, 2-car garage. Rare opportunity to own one of the few units at the Villas of Versailles on Atares Dr. Property is one side of a duplex, operates very similar to a condo association but is really run by a homeowner's association. Lots of interior updates including wood-look laminate flooring throughout the main living area and bedrooms. The spacious, open floor plan boasts a great room, open kitchen & lots of natural light throughout. Two sets of disappearing, sliding glass doors open to the screened lanai & extend the living space outside. Sit back & relax while watching the golfers pass behind the villa throughout the day. The large, master suite has walk-out access to the lanai, views of the golf course and spacious master bath. The master bath offers a large walk-in closet, dual sinks, garden tub, glass-enclosed shower and private WC. The guest rooms share a guest bath. One guest room has double French doors & would make a wonderful den. Other amenities include an interior laundry room w/adjacent storage closet & attached 2-car garage. Updates include NEW metal roof (2023), NEW A/C (2019), NEW water heater & NEW sprinkler system w/timer & rain sensor. Villas of Versailles is a well-run homeowners association that boasts a heated pool w/cabana. Pool is a short walk from unit. Find your place in paradise today! Discover why Punta Gorda is consistently named one of the best places to live in SW Florida. Enjoy an active lifestyle here. Take advantage of all the area has to offer w/biking, boating, golfing, or kayaking. Miles of sidewalks connect you to numerous parks, Fishermen's Village, Isles Yacht Club & even downtown Punta Gorda.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,648 | $2,091 |
Total Monthly Payment | $2,132 | $2,130 | $2,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.