This stunning 2-story traditional style country home w/an additional 2-story 24'X24' sqft gambrel roof garage on 2 acres w/mature trees. White pines border the perimeter w/390' frontage. Quiet & highly desired residential neighborhood is convenient to Main St(Gardiner & New Paltz)& the NYS Thruway. The 1, 959 sqft home has a 500 sqft attached 2 door garage with entry into the den w/fireplace & wood box. Spacious living room bathed in natural light. Louvered doors open to the dining area of the large eat-in gourmet kitchen w/a center island, granite countertops & peg and plank oak floor. The laundry/lavatory has 2 upper cabinets w/the third door the laundry chute. Foyer staircase brings you to a spacious landing w/the laundry chute, 5' linen closet, 3 bedrooms and main bathroom. Master suite offers his/hers closets & an ensuite w/ToTo Washlet & walk-in shower. Bedroom 2 has a large double closet. The 3rd room offers the option to be a bedroom with closet or a bright inviting locked office space. Bathrooms are equipped with quality ToTo toilets, custom medicine cabinets, & wood vanities with granite tops. Perfect move-in ready home to enjoy outdoor living, entertaining on the back deck/sitting rocking on the cozy front porch. Watch the season change & be dazzled by the vibrant colors of the Shawangunk Ridge this fall. For the car enthusiast, the extra 2 bays in the separate garage are perfect to indulge your hobby and the upper floor offers a myriad of options. Area has the rail trail, the Walkway Over the Hudson, parks, colleges, breweries, wineries &antiquing. Dine in any of the fine, local restaurants with farm to table or a variety of ethnic menus.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $844 | $844 | $844 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,142 | $5,343 |
Total Monthly Payment | $5,082 | $5,078 | $6,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.