Recently updated- clean 3 Bedroom Raised Ranch. Kitchen opens to dining area with slider to a private deck with removable screened in gazebo overlooking backyard. Beautiful views with the sound of the babbling brook in the distance. Living room is adjacent to the kitchen and dining area on the main level. 3 Bedrooms and 2 full baths main level. Master bedroom with private full bath and cathedral ceiling. In the lower level is a slider to a new patio in the back yard on the ground level. Large space family room which is currently used as a FR and work area. Large furnace room is now great storage space combined with a new wall mounted gas fed energy efficient on demand heating system for the house. Washer and dryer and half bath- room and then access to 2 car garage. Owner created a lovely reading area close to the babbling brook as well as a Zen relaxation area under cover for gatherings or a peaceful respite on hammock. Features of the home include: -2x6 Construction -9' Ceilings on the lover level with walkout to backyard -Oversized 2 car garage with workbench -10' Garage ceilings -Multizone heating and cooling -Stove/fireplace in lower level Recent updates include: -Refrigerator -Hardwood floors (2018) -Granite countertops (2018) -35 Year Architectural shingle roof (2016) -Replaced old attic insulation with new R40 insulation (2020) -New efficient 3 Zone Mitsubishi heatpump for heat and AC (2020) -New GE electric Range (2020) -Updated ceiling fans (20 -New stone picnic and sitting area along Straitsville Brook (2021) -Master bedroom bath remodeled -Repaved driveway and reset belgian block skirt (2021) -Updated flooring in bathrooms and kitchen (2021) -New Stone Patio under deck and walkway to garage (2021) Peaceful, Serene, well cared for would be words to describe this home. Available for viewing Saturday September 7th. Set your appointment now.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Family Room | Lower |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $692 | $692 | $692 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,839 | $2,361 |
Total Monthly Payment | $2,630 | $2,606 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.