2380 SE 43RD Street, Keystone Heights, FL, 32656 | $729,000

Beautiful Lakefront Home on Lake Santa Fe

Welcome to your lakeside oasis! This stunning residence offers the perfect blend of luxury, comfort, and natural beauty, situated on the picturesque shores of Lake Santa Fe. Spanning 2305 square feet of heat-cooled living space, this home provides ample room for relaxation and entertainment. Step onto the back deck and behold the breathtaking views of the lake, creating a serene backdrop for everyday living. With half an acre of land and 40 feet of lakefront, enjoy the ultimate waterfront lifestyle, complete with a dock and separate boat lift. Adorned with hardy board and brick siding on the exterior, the interior boasts pergo and vinyl plank flooring, offering both durability and elegance. The primary bedroom suite on the main level features a generous walk-in closet and a primary bathroom with double shower heads. Cathedral ceilings grace the living room, while high vaulted ceilings with new ceiling fans enhance the ambiance of every room. Gather around the wood-burning stove on chilly evenings, adding warmth and charm to the living space. Downstairs, discover a convenient half bath for guests and an office space that can easily transform into a formal dining room or family room, all while enjoying captivating lake views. The second floor offers two additional bedrooms and a bathroom, providing comfortable accommodations for family and guests. A bonus room, currently utilized as a billiard entertainment area, boasts new pergo flooring, adding versatility to the home. Enjoy modern comforts with new granite countertops in the bathrooms and kitchen, as well as new Pergo wood flooring upstairs and vinyl plank downstairs. Other updates include a new metal roof in 2018, HVAC in 2020, and a 12 x 24 shed added in 2023. A new septic system was installed in 2020. Nestled on a dead-end paved road with only six houses, experience privacy and security without through traffic. Enjoy the benefits of living in Flood Zone X, offering peace of mind against flooding. Indulge in a variety of recreational activities, including skiing, fishing, boating, and canoeing/kayaking, right from your own backyard. Don't miss this exceptional opportunity to own a slice of paradise on Lake Santa Fe. Schedule your showing today and start living the lakefront lifestyle you've always dreamed of!

Features

  • Rooms: 1
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Traditional
  • Year Built: 1988
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,305
  • Acreage: 0.56
  • Est. Taxes: $5,683
  • Lot Desc: Dead End Street
  • View: Lake, Water
  • Water Front: Yes
  • Elem. School: Bradford
  • Middle School: Bradford
  • High School: Bradford
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Water Softener Owned
  • MLS#: 2010681
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/2010681/2380se43rdstreet_keystoneheights_fl?source=qrflyer
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Listing courtesy of LAKE AREA REAL ESTATE, INC

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2380 SE 43RD Street, Keystone Heights, FL, 32656

$729,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,200 $583,200 $583,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $474 $474 $474
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,929 $3,876 $4,918
Total Monthly Payment $4,495 $4,442 $5,484

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.