Welcome to your charming oasis! This cozy 2-bedroom, 1-bathroom home, nestled on a spacious double lot, offers both comfort and potential. Step inside to find a blend of laminate and hardwood floors throughout, leading you to an inviting eat-in kitchen perfect for morning coffee or family dinners. The sunroom, with its slider to the deck, provides the ideal spot to unwind while overlooking the expansive, fenced-in backyard a perfect space for entertaining or enjoying the tranquility of nature. The home also boasts vinyl siding, gas heat, and central air, with a 6-year-old heating system for added peace of mind. Downstairs, a partially finished basement awaits your creative touch, offering extra living or storage space. Unique to this property is the presence of a historic cemetery, adding a touch of history and character to your new home. Don't miss out on this rare opportunity to own a slice of serenity with plenty of room to grow! The sale is subject to the seller finding suitable housing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,453 | $1,433 | $1,890 |
Total Monthly Payment | $1,812 | $1,792 | $2,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.