The Bearberry Biscotti Cape is one of our most popular floor plans at The Cliffs at Evergreen, Auburn, NH’s very first 55+ community. This 1999sq ft craftsman cape offers a first floor primary bedroom suite with an extra large walk in closet and ensuite bath. An optional gas fireplace accents the living room. The kitchen and dining room offer great gathering space. There's ample extra storage in the kitchen island and pantry. Walk directly from the dining room to your private sunroom with central AC throughout for the summer months. A wonderful screen porch is off the sunroom. a 1/2 bath rounds out the first floor. Direct access 2 car garage is included! Upstairs you'll find the guest bedroom and the second full bath. The Cliffs at Evergreen community has a custom designed clubhouse also under construction with a great hall, kitchen, large exercise room and more. Pickleball and bocce ball plus direct access to the Rockingham Recreational Rail Trail provide ample outdoor activities. Stroll down to Massabesic Lake for picturesque views and have the option to store your RV for when life takes you on further journeys! All of this is brought to you by Chinburg Builders. This multi-year EPA award winning team delivers a smart home package backed by their energy star certifications and commitment to building excellence! *Site is an active construction zone. Buyers are not allowed on site outside of scheduled open house times. * Please call to schedule a private showing*
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $608,720 | $608,720 | $608,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,050 | $3,999 | $5,096 |
Total Monthly Payment | $4,142 | $4,091 | $5,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.