Stunning 2-bedroom, 2-bathroom end-unit villa with a 1-car garage, located in the highly sought-after gated community of Queen Ann Gate in Palm Harbor, FL. This home is situated in a non-evacuation zone, one of the highest elevations in both Palm Harbor and Pinellas County, meaning no flood insurance is required for financing.
The villa is partially furnished and available for a quick closing and immediate occupancy. Featuring an open floor plan with vaulted ceilings, skylights, planter shelves, and an abundance of natural light, this home is both spacious and inviting. The kitchen has been beautifully updated with new quartz countertops, a striking tile backsplash, 42-inch cabinets, and top-of-the-line stainless steel appliances.
The large primary bedroom offers a walk-in closet and a stunningly renovated ensuite bathroom, complete with a new shower and double vanity. The second bedroom is perfect for guests or family, and the secondary bathroom has been updated with modern fixtures.
Other significant upgrades include hurricane-rated windows and sliders (2021), a tankless water heater, plantation shutters, crown molding, and fresh exterior paint (2024).
The community offers a pool and spa, with low HOA fees that cover cable, trash, pressure washing, gutter cleaning, and exterior grounds care. This move-in-ready home has been meticulously maintained with no detail overlooked.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,707 | $1,728 | $2,192 |
Total Monthly Payment | $1,792 | $1,813 | $2,277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.