In the heart of New Smyrna Beach's historic downtown, two homes /two addresses/ one parcel , nestled among the shaded oak trees and stands a Victorian era gem with a story to tell. Once a cherished bed & breakfast, this stately home exudes a timeless charm that captivates all who pass by.
As you approach, the inviting southern wrap-around porch beckons you to step back in time, where warm summer evenings were made for sipping sweet tea and swapping stories with friends and neighbors. Surrounded by meticulously manicured grounds, the porch offers a front-row seat to the gentle breeze and the symphony of nature that fills the air.
Inside, the home unfolds with the grace of hardwood floors, elegantly adorned with crown molding that speaks of craftsmanship from a bygone era. Each room reveals its own unique character, with cozy nooks and crannies that whisper secrets of generations past. Modern comforts seamlessly blend in, with split-level A/C ensuring cool reprieve on even the hottest Florida days, and updated electrical and plumbing systems providing peace of mind.
A highlight of this property is the detached in-law cottage, a quaint retreat offering 2 bedrooms and 1 baths. Currently a haven for guests or potential rental income, the cottage holds promise for expansion with its unfinished second floor, inviting dreams of additional living space or creative studio.
Beyond its historical allure, this property boasts a rare advantage with Mixed Use Zoning in the arts overlay district. This unique classification opens doors to endless possibilities - from revitalizing it as a bustling business venture to preserving it as a cherished family home with space for generations to come.
Outside, the expansive backyard unfolds into a private oasis, a serene garden retreat complete with a well and fenced-in seclusion. Here, under the canopy of ancient trees, tranquility reigns supreme, offering a haven from the vibrant energy just blocks away on historic Canal Street and the bustling North Causeway.
Whether you're seeking a captivating piece of local history, a potential business venture, or a harmonious blend of both, this Victorian era masterpiece stands ready to embrace its next chapter. With its unmatched charm, prime location, and boundless potential, this property isn't just a home - it's a narrative waiting to be written by those who appreciate its storied past and limitless future.
Discover the magic of this New Smyrna Beach treasure -
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $951 | $951 | $951 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,227 | $6,147 | $8,429 |
Total Monthly Payment | $7,303 | $7,223 | $9,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.