Discover an exceptional residence in the heart of Palatka, Florida, designed by renowned architect Frank George. This newly listed property boasts 5 bedrooms, one of which could be an office, and 3. 5 bathrooms, offering ample space for family living and entertaining. With 3, 412 square feet of meticulously crafted interiors, this home showcases the perfect blend of quality construction and custom features. The family-centric layout caters to modern living, with thoughtfully designed spaces that promote togetherness while providing privacy when needed. The primary bedroom is a true retreat, featuring dual walk-in closets that would excite even the most organized person. Situated in a beautiful neighborhood, this home offers more than just exquisite living quarters. Palatka's vibrant community is at your doorstep, with St. Johns River State College, Putnam Memorial Hospital, and Palatka Municipal Airport, endless outdoor recreation and all your shopping needs all within easy reach. Whether you're lounging in one of the spacious bedrooms, preparing a gourmet meal in the kitchen, or hosting gatherings in the inviting living areas, this home is sure to impress. The attention to detail and superior craftsmanship are evident throughout, making this property a true gem in Palatka's real estate market. Don't miss the opportunity to make this extraordinary house your home. Schedule a viewing today and experience the perfect harmony of elegance and comfort.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,228 | $3,148 | $4,041 |
Total Monthly Payment | $3,539 | $3,459 | $4,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.